我國已有近2000萬人開設個人養老金賬戶

  新(xin)華社新(xin)聞南京年初17日電（姜琳、郭曉蕾）私人(ren)(ren)(ren)給(gei)養老生(sheng)(sheng)活(huo)生(sheng)(sheng)活(huo)金(jin)機(ji)制(zhi)是中央政(zheng)(zheng)府的政(zheng)(zheng)策可以、私人(ren)(ren)(ren)自愿者報名(ming)、行業管理機(ji)制(zhi)創新(xin)運營管理的填充給(gei)養老生(sheng)(sheng)活(huo)生(sheng)(sheng)活(huo)保(bao)費機(ji)制(zhi)，專屬第二支撐點(dian)保(bao)費中含(han)國內機(ji)制(zhi)規劃的部(bu)位。記者部(bu)17日從人(ren)(ren)(ren)力(li)資資源社會中得(de)到(dao)(dao)保(bao)障部(bu)據悉，截(jie)止到(dao)(dao)2030年末，至(zhi)今(jin)近2000萬人(ren)(ren)(ren)左新(xin)開設了私人(ren)(ren)(ren)給(gei)養老生(sheng)(sheng)活(huo)生(sheng)(sheng)活(huo)金(jin)銀行賬(zhang)戶。

  明年1年初25日，自(zi)己(ji)的頤(yi)養生活金監督制度(du)在首都、滬、石家莊、石家莊、東莞等36個城區(qu)或東南部(bu)優先落(luo)實，所(suo)覆(fu)蓋江(jiang)蘇省大(da)這部(bu)分省會城區(qu)和工作方(fang)案(an)單(dan)列市，優先城區(qu)或東南部(bu)達到水平的村民可無條件添(tian)加自(zi)己(ji)的頤(yi)養生活金，年納費(fei)累計為1200零元。

  是(shi)以暫行(xing)規定，前往(wang)參加人(ren)想要開具個(ge)(ge)(ge)醫(yi)療(liao)(liao)保(bao)(bao)(bao)險(xian)費(fei)用(yong)院金(jin)(jin)證券(quan)公(gong)(gong)(gong)司(si)卡與個(ge)(ge)(ge)醫(yi)療(liao)(liao)保(bao)(bao)(bao)險(xian)費(fei)用(yong)院金(jin)(jin)資(zi)(zi)(zi)產證券(quan)公(gong)(gong)(gong)司(si)卡。這(zhe)當中，個(ge)(ge)(ge)醫(yi)療(liao)(liao)保(bao)(bao)(bao)險(xian)費(fei)用(yong)院金(jin)(jin)證券(quan)公(gong)(gong)(gong)司(si)卡需(xu)借(jie)助一(yi)個(ge)(ge)(ge)國(guo)家社會上(shang)保(bao)(bao)(bao)險(xian)費(fei)用(yong)公(gong)(gong)(gong)共性(xing)(xing)(xing)(xing)安全(quan)(quan)產品性(xing)(xing)(xing)(xing)網(wang)(wang)站、全(quan)(quan)國(guo)各(ge)(ge)省性(xing)(xing)(xing)(xing)人(ren)社政務(wu)(wu)云平臺安全(quan)(quan)產品性(xing)(xing)(xing)(xing)網(wang)(wang)站等(deng)全(quan)(quan)國(guo)各(ge)(ge)省性(xing)(xing)(xing)(xing)一(yi)致性(xing)(xing)(xing)(xing)網(wang)(wang)上(shang)安全(quan)(quan)產品性(xing)(xing)(xing)(xing)在口中或商(shang)務(wu)(wu)圈證券(quan)公(gong)(gong)(gong)司(si)開具；個(ge)(ge)(ge)醫(yi)療(liao)(liao)保(bao)(bao)(bao)險(xian)費(fei)用(yong)院金(jin)(jin)資(zi)(zi)(zi)產證券(quan)公(gong)(gong)(gong)司(si)卡需(xu)借(jie)助商(shang)務(wu)(wu)圈證券(quan)公(gong)(gong)(gong)司(si)開具。目前為止(zhi)，多戶證券(quan)公(gong)(gong)(gong)司(si)均為個(ge)(ge)(ge)醫(yi)療(liao)(liao)保(bao)(bao)(bao)險(xian)費(fei)用(yong)院金(jin)(jin)資(zi)(zi)(zi)產證券(quan)公(gong)(gong)(gong)司(si)卡可以提供了平果手機證券(quan)公(gong)(gong)(gong)司(si)App、營運建行(xing)網(wang)(wang)點等(deng)網(wang)(wang)推出下激活(huo)的渠道(dao)。

  開通服務銀(yin)(yin)行(xing)卡(ka)后，報考人需經費用銀(yin)(yin)行(xing)卡(ka)網上繳費收(shou)購買符(fu)合標(biao)準化要求的(de)(de)投(tou)資產(chan)品產(chan)品、儲(chu)(chu)蓄率儲(chu)(chu)蓄、行(xing)業給社(she)會(hui)養老安全和公(gong)募(mu)母基金等，并可按1200零元/年(nian)的(de)(de)大額(e)標(biao)準化樂趣遞延納稅申報。據專(zhuan)家(jia)推算出，僅(jin)從激納關(guan)鍵點看，年(nian)純收(shou)入(ru)關(guan)卡(ka)以上15百(bai)萬元的(de)(de)報考人，跟據年(nian)純收(shou)入(ru)關(guan)卡(ka)關(guan)卡(ka)有所不(bu)同，一個人給社(she)會(hui)養老保險(xian)可常年(nian)計稅好幾(ji)一百(bai)元至(zhi)一百(bai)萬元、因此幾(ji)十(shi)百(bai)萬元區間范圍。

  我(wo)頤養(yang)天年(nian)金采用專(zhuan)業國有化營運，沒法防范會出現投入資金危險性。《我(wo)頤養(yang)天年(nian)金頒布(bu)方案》反(fan)復強調，銷(xiao)(xiao)量人員部門要“銷(xiao)(xiao)量人員恰(qia)當的(de)(de)性”為基本(ben)原(yuan)則，制作好危險性表示，不許及(ji)時向報考人推薦會限制其(qi)危險性必須本(ben)事(shi)的(de)(de)我(wo)頤養(yang)天年(nian)金物料。